(603) 3319 4219

The construction and engineering industry comes with its own, unique set of risk factors, and an array of rules and regulations to navigate. In this complex landscape, you need to protect yourself, your people and your business, while also looking after your bottom line. We’ve sourced a selection of the best coverage packages from our trusted insurance partners, and negotiated outstanding value, just for you.

Contractors All Risks Insurance

This covers you, and everyone involved in the building project, for damage to property, loss, or injury claims. A construction site is full of risk, and there are all kinds of unforeseen circumstances that can disrupt an ongoing building project, so contractors, employers, financial backers, and all relevant parties should protect their interests with CAR insurance.


  • Fire damage
  • Flood damage
  • Wind damage
  • Earthquake
  • Water damage
  • Mould
  • Poor construction
  • Negligence
  • Third party injury or damage
  • Damage to permanent and temporary works
  • Free issue materials, both on site and in transit
  • Protection for both owned and hired plant and machinery
  • Up to 12 months of cover after the contractual obligations are over (the 'maintenance or defects' liability period)
  • Unforeseen loss or damage to building works
  • Machinery movement
  • Public liability
  • Tools
  • Business interruption
  • Equipment erection
  • Professional fees (optional)
  • Debris removal (optional)

Our insurance specialists can give you personalised advice and support when it comes to protecting your business against the unpredictability of construction projects. Get in touch today for the best coverage at the best price.

Consequential Loss Contractors Plant and Machinery Insurance

Whether you own or hire a plant, sudden loss or damage to machinery and equipment can be crippling for your business. This coverage protects you against the financial cost of unexpected repairs and replacements. It applies to machinery at work, at rest or during maintenance, and covers all of your active construction sites.


  • Loss or damage to plant/machinery that you own or hire
  • Continuing hire charges
  • Your owned or hired plant that is then hired out to a third party
  • Legal liability for loss or damage to a hired plant
  • Impact damage
  • Recovery costs for immobilised plant and equipment
  • Theft from unattended vehicles

Contact us for more information and expert advice about Consequential Loss Contractors Plant and Machinery Insurance, and for first class deals on the right coverage for you.

Erection All Risks Insurance

This covers the risk of losses when erecting and installing machinery and steel structures, protecting you against claims for physical damage and liability for third party injuries. The policy should also cover subcontractors, suppliers and manufacturers.


  • Fire, lightning, explosion and aircraft damage
  • Flood and inundation
  • Storms and cyclones
  • Landslides, subsidence and rock slides
  • Riots, strikes and malicious acts
  • Burglary and theft
  • Erection faults
  • Short circuiting, arcing and excess voltage
  • Electrical and mechanical breakdown
  • Collapse, damage from foreign objects or damage from impact
  • Human error or negligence

Our risk management experts have a comprehensive understanding of the complex and varied risks that your business faces in engineering and construction and can work with you to find the right coverage and the best quotes. Contact us today and get protected.

Machinery Breakdown Insurance

Machinery breakdown is not only inconvenient but costly, too. It can significantly delay your project and cause you to miss contractual deadlines. Machinery Breakdown Insurance covers you for the unexpected repair or replacement of the machines named on the policy so that your business doesn’t have to pay the price and your operations can continue as quickly and smoothly as possible.


  • Sudden accidental damage to machinery, plant or equipment while at work, at rest, under maintenance, or when being dismantled, moved or erected
  • Loss or damage due to:
  • Faulty operation, adjustment and casting
  • Vibration
  • Foreign objects
  • Loose parts
  • Self-heating
  • Centrifugal force

To find out more about Machinery Breakdown Insurance, and for quality coverage at outstanding value, get in touch today. Our insurance experts are ready and waiting to find the right cover for you.

Stock Deterioration Insurance

If you sell or manufacture goods, a lot of your business finances are tied up in this physical stock. This makes it a liability, especially if it is the kind of product that deteriorates over time, such as food. As well as the financial loss, there is also a risk of losing customers and damaging your brand’s reputation. Stock Deterioration Insurance covers you in case your refrigeration equipment lets you down.


  • Unexpected failure of public electricity supply
  • Refrigerator failure due to impact damage, mechanical problems or electronic breakdown
  • Damage to goods that would have been kept in the refrigerator if it had been fully functional
  • Contamination of goods due to leached refrigerant fumes

If you’re not sure whether you need Stock Deterioration Insurance, contact us today for expert insurance knowledge and advice, and the best coverage options, from our team of specialists.

Electronic Equipment Insurance

If you rely on your electronic equipment every day for the smooth-running of your business, it makes sense to protect these assets against loss or damage. Equipment such as computers, printers, photocopiers, scanners, servers and modems can be covered by Electronic Equipment Insurance, so that you don’t have to pay the price if things go wrong.


  • A wide range of electronics, including audio visual and medical equipment, whether owned or hired
  • Theft of electronic equipment from buildings and vehicles
  • Worldwide data media loss and reinstatement
  • Additional expenses or subsequent financial losses (optional)

Talk to us today for more information about the value of Electronic Equipment Insurance, and to find a quote that’s tailored to you and protects your business when it really matters.